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	<title>Comments for LeadPress Mortgage Websites</title>
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		<title>Comment on HVCC: Home Valuation Code of Conduct Update by Anonymous</title>
		<link>http://leadpress.com/legislation/hvcc-update/#comment-5346</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Thu, 18 Nov 2010 21:00:43 +0000</pubDate>
		<guid isPermaLink="false">http://leadpress.com/?p=3585#comment-5346</guid>
		<description>Just a word of advise from an insiders perspective, not all AMC&#039;s are bad. All you need to do is find the few of us that understand where you are coming from and who are willing to pay fee&#039;s between $300-400. Theres not many of us, hell, we could be the only one, but were here.</description>
		<content:encoded><![CDATA[<p>Just a word of advise from an insiders perspective, not all AMC&#8217;s are bad. All you need to do is find the few of us that understand where you are coming from and who are willing to pay fee&#8217;s between $300-400. Theres not many of us, hell, we could be the only one, but were here.</p>
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		<title>Comment on HVCC: Home Valuation Code of Conduct Update by Ken Schmidt</title>
		<link>http://leadpress.com/legislation/hvcc-update/#comment-5288</link>
		<dc:creator>Ken Schmidt</dc:creator>
		<pubDate>Sun, 25 Jul 2010 16:25:46 +0000</pubDate>
		<guid isPermaLink="false">http://leadpress.com/?p=3585#comment-5288</guid>
		<description>In a market that&#039;s already being &quot;drug through the mud&quot; (i am in Phoenix)and is really struggling to climb out. HVCC is just another Bureaucratic hoop we have to jump through and it IS NOT helping</description>
		<content:encoded><![CDATA[<p>In a market that&#8217;s already being &#8220;drug through the mud&#8221; (i am in Phoenix)and is really struggling to climb out. HVCC is just another Bureaucratic hoop we have to jump through and it IS NOT helping</p>
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		<title>Comment on HVCC: Home Valuation Code of Conduct Update by Alison Shuman</title>
		<link>http://leadpress.com/legislation/hvcc-update/#comment-5287</link>
		<dc:creator>Alison Shuman</dc:creator>
		<pubDate>Thu, 22 Jul 2010 02:51:40 +0000</pubDate>
		<guid isPermaLink="false">http://leadpress.com/?p=3585#comment-5287</guid>
		<description>Low appraisal fees = less experienced appraisers = values all over the place, low and high. While some of the goals of the HVCC are laudable, the implementation of it is flawed and must be re-addressed.</description>
		<content:encoded><![CDATA[<p>Low appraisal fees = less experienced appraisers = values all over the place, low and high. While some of the goals of the HVCC are laudable, the implementation of it is flawed and must be re-addressed.</p>
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		<title>Comment on HVCC: Home Valuation Code of Conduct Update by Retired Appraiser</title>
		<link>http://leadpress.com/legislation/hvcc-update/#comment-4910</link>
		<dc:creator>Retired Appraiser</dc:creator>
		<pubDate>Sun, 02 May 2010 20:17:03 +0000</pubDate>
		<guid isPermaLink="false">http://leadpress.com/?p=3585#comment-4910</guid>
		<description>You hit the nail on the head buddy.  As long as you guys continue to compete for the lowest fees (even though they ask for 15 comps) YOU ARE THE CAUSE OF THE PROBLEM.

I am amazed that appraisers were unable to comprehend that a simple 1 to 2 month strike would have solved the problem and forced FNMA to rewrite HVCC. 

The bottom line is that HVCC is based purely upon an EXTORTION BUSINESS MODEL...give up 50% of your monthly income if you choose to remain in business.  

I have no pity for those who continue in the struggle to survive off of the appraisal bones that AMCs are tossing out.  Today it&#039;s $175...tomorrow it&#039;s $95.  You guys are idiots.

I didn&#039;t hesitate to close my business of 18 years.  If I wanted to be raped on a daily basis I would go share a jail cell with Bubba.  I would also choose losing everything I own over being screwed daily.  It&#039;s called integrity guys.</description>
		<content:encoded><![CDATA[<p>You hit the nail on the head buddy.  As long as you guys continue to compete for the lowest fees (even though they ask for 15 comps) YOU ARE THE CAUSE OF THE PROBLEM.</p>
<p>I am amazed that appraisers were unable to comprehend that a simple 1 to 2 month strike would have solved the problem and forced FNMA to rewrite HVCC. </p>
<p>The bottom line is that HVCC is based purely upon an EXTORTION BUSINESS MODEL&#8230;give up 50% of your monthly income if you choose to remain in business.  </p>
<p>I have no pity for those who continue in the struggle to survive off of the appraisal bones that AMCs are tossing out.  Today it&#8217;s $175&#8230;tomorrow it&#8217;s $95.  You guys are idiots.</p>
<p>I didn&#8217;t hesitate to close my business of 18 years.  If I wanted to be raped on a daily basis I would go share a jail cell with Bubba.  I would also choose losing everything I own over being screwed daily.  It&#8217;s called integrity guys.</p>
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		<title>Comment on HVCC: Home Valuation Code of Conduct Update by Retired Appraiser</title>
		<link>http://leadpress.com/legislation/hvcc-update/#comment-4909</link>
		<dc:creator>Retired Appraiser</dc:creator>
		<pubDate>Sun, 02 May 2010 20:09:04 +0000</pubDate>
		<guid isPermaLink="false">http://leadpress.com/?p=3585#comment-4909</guid>
		<description>Ray you are exactly right.  Extortion is illegal except when a politician is involved.  Senator Jim Bunning seems to be especially fond of the Home Valuation Code Of Conduct for some reason.  I&#039;m guessing that his old geezer retirement nest is being feathered by a few of the larger banks of the country.  He was made aware of the HVCC plight nearly 18 months ago by my office.  He chose to sweep the issue under the rug and has yet to comment on it publicly.  Note that although the House Of Representatives has already passed legislation to halt HVCC, the Senate has refuses to touch it. The Consumer Protection Bill that is currently before the Senate has been scrubbed free of any reference to HVCC.  Another telling sign that banks continue to control the Senate in every respect.

Cheers: to Senator Bunning and all of his dumb ass old f*ck collegues.</description>
		<content:encoded><![CDATA[<p>Ray you are exactly right.  Extortion is illegal except when a politician is involved.  Senator Jim Bunning seems to be especially fond of the Home Valuation Code Of Conduct for some reason.  I&#8217;m guessing that his old geezer retirement nest is being feathered by a few of the larger banks of the country.  He was made aware of the HVCC plight nearly 18 months ago by my office.  He chose to sweep the issue under the rug and has yet to comment on it publicly.  Note that although the House Of Representatives has already passed legislation to halt HVCC, the Senate has refuses to touch it. The Consumer Protection Bill that is currently before the Senate has been scrubbed free of any reference to HVCC.  Another telling sign that banks continue to control the Senate in every respect.</p>
<p>Cheers: to Senator Bunning and all of his dumb ass old f*ck collegues.</p>
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		<title>Comment on Zillow Mortgage Marketplace: Mortgage Rates and Quotes by Travis Penny</title>
		<link>http://leadpress.com/mortgage-marketing/zillow-mortgage-marketplace/#comment-4556</link>
		<dc:creator>Travis Penny</dc:creator>
		<pubDate>Wed, 10 Mar 2010 18:01:25 +0000</pubDate>
		<guid isPermaLink="false">http://leadpress.com/?p=5727#comment-4556</guid>
		<description>This is a pretty good service I just started with.  I will let you know my feedback when I get further along with it.</description>
		<content:encoded><![CDATA[<p>This is a pretty good service I just started with.  I will let you know my feedback when I get further along with it.</p>
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		<title>Comment on Ellie Mae Encompass Loan Origination Software by BloodhoundBlog.com &#124; How Can The iPad Can Change Mortgage Marketing? It&#8217;s The App, Stupid &#124; National real estate marketing and technology blog &#124; Realtors and real estate, mortgage and investment news</title>
		<link>http://leadpress.com/mortgage-tools/ellie-mae-encompass/#comment-4304</link>
		<dc:creator>BloodhoundBlog.com &#124; How Can The iPad Can Change Mortgage Marketing? It&#8217;s The App, Stupid &#124; National real estate marketing and technology blog &#124; Realtors and real estate, mortgage and investment news</dc:creator>
		<pubDate>Mon, 01 Feb 2010 05:28:22 +0000</pubDate>
		<guid isPermaLink="false">http://leadpress.com/?p=4380#comment-4304</guid>
		<description>[...] the ability to convert to a full loan application screen.  All that data has to interface with my loan origination system (LOS) so that I can pull credit and secure an approval.   Then the app has to have a document [...]</description>
		<content:encoded><![CDATA[<p>[...] the ability to convert to a full loan application screen.  All that data has to interface with my loan origination system (LOS) so that I can pull credit and secure an approval.   Then the app has to have a document [...]</p>
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		<title>Comment on 3 Questions with LeadPress #1: Dustin Luther by Rhonda Porter</title>
		<link>http://leadpress.com/mortgage-news/dustin-luther-barcamp/#comment-4252</link>
		<dc:creator>Rhonda Porter</dc:creator>
		<pubDate>Sun, 24 Jan 2010 06:24:22 +0000</pubDate>
		<guid isPermaLink="false">http://leadpress.com/?p=3474#comment-4252</guid>
		<description>My google alerts somehow missed this video--so glad I stumbled on it.  Thanks Dustin for the recognition :)</description>
		<content:encoded><![CDATA[<p>My google alerts somehow missed this video&#8211;so glad I stumbled on it.  Thanks Dustin for the recognition :)</p>
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		<title>Comment on HVCC: Home Valuation Code of Conduct Update by Ray K</title>
		<link>http://leadpress.com/legislation/hvcc-update/#comment-4245</link>
		<dc:creator>Ray K</dc:creator>
		<pubDate>Sat, 16 Jan 2010 16:55:17 +0000</pubDate>
		<guid isPermaLink="false">http://leadpress.com/?p=3585#comment-4245</guid>
		<description>The real reason appraisers have not been able to fight the HVCC is the reason the HVCC was created in the first place, appraiser independence.  We are not an organized group, most of us work for ourselves or a small appraisal firms.  If the AG had a problem with an appraiser why did he not target the culprit and not the industry.  If there is a bad cop do you change the entire police dept. or go after the bad cop.  I agree that there are some bad appraisers, and I think everyone will agree there are some bad politicians.
Wasn&#039;t the creation of the HVCC blackmail or extortion, but I guess that is legal from a politician.  Maybe the Supreme Court needs to get involved.</description>
		<content:encoded><![CDATA[<p>The real reason appraisers have not been able to fight the HVCC is the reason the HVCC was created in the first place, appraiser independence.  We are not an organized group, most of us work for ourselves or a small appraisal firms.  If the AG had a problem with an appraiser why did he not target the culprit and not the industry.  If there is a bad cop do you change the entire police dept. or go after the bad cop.  I agree that there are some bad appraisers, and I think everyone will agree there are some bad politicians.<br />
Wasn&#8217;t the creation of the HVCC blackmail or extortion, but I guess that is legal from a politician.  Maybe the Supreme Court needs to get involved.</p>
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		<title>Comment on HVCC: Home Valuation Code of Conduct Update by Jas Parsons</title>
		<link>http://leadpress.com/legislation/hvcc-update/#comment-4244</link>
		<dc:creator>Jas Parsons</dc:creator>
		<pubDate>Thu, 14 Jan 2010 21:52:40 +0000</pubDate>
		<guid isPermaLink="false">http://leadpress.com/?p=3585#comment-4244</guid>
		<description>Let me see if I&#039;ve got this right, Gregg Wynn. I am supposed to stop taking appraisal orders for $250 instead of the $350 that I got for over fifteen years, so that I can receive $0 and a big long vacation from work.  I should also go find a job elsewhere in this broken economy (so many jobs to choose from).  My mortgage will get paid, my car payments will get paid, my children&#039;s education will get paid, by who again?  

Not every appraiser that is accepting these cutrate orders is an &quot;ignorant newbie&quot;.  Some of us are still trying to make a living here.  $250 is better than nothing.  I guess some of you out there can afford to quit appraising.  Not me.  I suppose when my work gets down to the sub $20/hr rate, I will have to try something else (is McDonalds hiring?).  I&#039;m in my fifties and that is not a good age to start a new career.  I will, however, continue to write appraisals to the best of my ability.  It looks like this industry won&#039;t last much longer though, and I will be forced to give up my lifestyle and be more of a burden on society.  The fact that our government let&#039;s all of this garbage happen makes me sick.  &quot;Home of the free&quot;, my ass.  Free is only available to those who can afford it in this country anymore.</description>
		<content:encoded><![CDATA[<p>Let me see if I&#8217;ve got this right, Gregg Wynn. I am supposed to stop taking appraisal orders for $250 instead of the $350 that I got for over fifteen years, so that I can receive $0 and a big long vacation from work.  I should also go find a job elsewhere in this broken economy (so many jobs to choose from).  My mortgage will get paid, my car payments will get paid, my children&#8217;s education will get paid, by who again?  </p>
<p>Not every appraiser that is accepting these cutrate orders is an &#8220;ignorant newbie&#8221;.  Some of us are still trying to make a living here.  $250 is better than nothing.  I guess some of you out there can afford to quit appraising.  Not me.  I suppose when my work gets down to the sub $20/hr rate, I will have to try something else (is McDonalds hiring?).  I&#8217;m in my fifties and that is not a good age to start a new career.  I will, however, continue to write appraisals to the best of my ability.  It looks like this industry won&#8217;t last much longer though, and I will be forced to give up my lifestyle and be more of a burden on society.  The fact that our government let&#8217;s all of this garbage happen makes me sick.  &#8220;Home of the free&#8221;, my ass.  Free is only available to those who can afford it in this country anymore.</p>
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